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Turn Your Tax Liability Into Lifetime Wealth With A Cash Balance Plan

The Business Retirement Plan High Income Owners Use

To Convert Their Six Figure Tax Bill Into A Seven Figure Retirement 

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We Design & Implement Cash Balance Plans for High Income Business Owners. 

These Specilized Business Retirement Plans Allow Owners To

Maximize Retirement Contributions Beyond Traditional Limits 

With contribution limits up to $300,000+ per year, owner's can rapidly grow their retirement savings while benefiting from large tax deductible contributions

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Keep More Of Their Money With Huge Tax Deductible Contributions

Large retirement contributions are tax deductible, which allow owner's to cut their tax bill by six figures & redirect that money into their retirement savings instead of sending it to the IRS​​

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Build Wealth While Creating A Smart Exit Strategy

Convert excess profits into tax-advantaged retirement assets, giving them financial security and a structured path for stepping away from their business

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Which Businesses Benefit the Most

Cash balance plans are best suited for highly profitable businesses seeking to optimize tax efficiency, maximize retirement savings, and enhance long-term financial security. The businesses that benefit the most include:

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  • Medical Practices & Healthcare Groups – Physicians, locum tenen physicians, and specialists looking to reduce tax liability while building substantial retirement assets.

  • Law Firms & Legal Practices – High-revenue firms, including personal injury and corporate law practices, that want to fully deduct deferred legal fees into tax-advantaged retirement plans.

  • Consulting & Professional Services Firms – Engineering, financial, and technology consultants with strong cash flow seeking advanced tax planning and wealth accumulation strategies.

  • Established Small & Mid-Sized Businesses – Companies with $1M+ in annual revenue aiming to leverage sophisticated tax and retirement planning solutions.

  • Real Estate & Investment Firms – Investors and firms looking to mitigate tax exposure and optimize long-term financial growth.

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If your business is generating significant profits, our customized cash balance plans can help you retain more of your earnings while significantly reducing your tax liability. 

​How It Works

  1. Owners Contribute $100,000s Annually Into Their Retirement Plan

  2. Receive Tax Deductions On Every Dollar Contributed

  3. Build Tax Free & Tax Deferred Wealth

  4. Assets Generate Predictable Passive Retirement Income

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If you're paying $100,000s in taxes every year, we can help you redirect your tax dollars into your own wealth

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Case Study : Single Owner Medical Practice

Plan Duration                    14 Years                  Projected Retirement Age      62    

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Annual Contribution           $293,756                 Total Contribution                $4,112,584

Annual Tax Savings            $117,502                  Total Tax Savings                 $1,645,028 

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Owner's Recurring Annual Income 

$221,693

Assumptions used for projection:
3% pre-retirement ; G94 - 1994 Group Annuity Reserving Proj 2002, Scale AA (unisex) at 3% post-retirement ; 0%salary increase
*40% tax rate; taxes are deferred only.

Ready To Turn Your Taxes Into a Wealth Building Opportunity?​

1. Discovery

We will analyze your business to identify the potential tax and retirement benefits you could achieve by implementing a cash balance plan

2. Plan Design

Get a detailed, actionable plan showing how to significantly cut taxes, grow wealth, protect your assets, and create lifelong income

3. Implementation

Work with our team to start reducing taxes immediately while building and safeguarding your wealth for the future

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