Cash Balance Plan Consultants
Redefine Retirement Planning With Oakwood Summit— Your Experts In
Cash Balance Plan Design, Implementation & Management
Purpose-Driven Retirement Planning for Business Owners​
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At Oakwood Summit, we help successful business owners and high-income professionals transform one of their biggest expenses—taxes—into a powerful wealth-building tool.
We specialize in cash balance plans, a sophisticated business retirement strategy designed to help you:
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Save significantly more for retirement than traditional plans allow
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Reduce your tax liability through large, fully deductible contributions
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Build long-term financial security while maintaining control over your wealth
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Our team designs and manages custom cash balance plans that integrate seamlessly with your existing retirement and tax strategies—so you can:
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Keep more of what you earn
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Accelerate retirement savings
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Create a stronger financial future—for yourself and your family
If you’re a successful entrepreneur looking for a smarter way to grow and protect your wealth, we’re here to help you unlock what’s possible.
The Tax Problem Business Owner's Face
Too many successful entrepreneurs work hard, build profitable businesses, and still feel like they’re behind on retirement. Why? Because most of their income is being lost to taxes… and their retirement savings are an afterthought.
Our goal is to change that.
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We believe:
Business owners should be rewarded—not punished—for their success
The tax code can be used as a tool, not a trap
Retirement planning should work for entrepreneurs—not against them
Introducing: The Business Owners Secret Weapon – Cash Balance Plans
A Strategy Used by Fortune 500 Executives, Leading Law Firms & High-Income Professionals
Cash balance plans are IRS-qualified retirement plans that give business owners a powerful way to:
Contribute up to $300,000+ annually toward retirement, in addition to their 401(k)
Deduct 100% of contributions
Accelerate the path to a 7-figure retirement
Keep more of what they earn—by paying less in taxes
Cash balance plans integrate the advantages of both defined benefit and defined contribution plans, so owners can access meaningful benefits with limited costs.This retirement strategy is used by high income earners to turn tax liabilities into long-term wealth.
Who Is This Strategy Designed For
Business owners earning $500,000+ per year
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Entrepreneurs with large annual tax bills ($100,000+)
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Owners looking to rapidly build retirement wealth in the next 5 - 10 years
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Professionals who want to build million dollar retirements before they exit their business.
If that’s you, it’s time to stop overpaying the IRS and start building a 7-figure retirement.
Want To Learn More
Check out our Cash Balance Plan webinar. We’ll walk you through real-world numbers, real client results, and exactly how cash balance plans work.
Inside the Webinar, You’ll Learn:
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Why Owners Use Cash Balance Plans
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The Tax & Retirement Benefits Cash Balance Plans Offer
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How To Determine If a Cash Balance Plan Is Right For Your Firm
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Cash Balance Plan Case Studies
Most business owners are overpaying in taxes and under-saving by default.
Watch this and you won’t be one of them.
Case Study : Single Owner Medical Practice
Plan Duration 14 Years Projected Retirement Age 62
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Annual Contribution $293,756 Total Contribution $4,112,584
Annual Tax Savings $117,502 Total Tax Savings $1,645,028
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Owner's Recurring Annual Income
$221,693
Assumptions used for projection:
3% pre-retirement ; G94 - 1994 Group Annuity Reserving Proj 2002, Scale AA (unisex) at 3% post-retirement ; 0%salary increase
*40% tax rate; taxes are deferred only.
Modernize Your Retirement Program
Owners want more flexibility and financial security—especially guaranteed lifetime income. At the same time, owners are looking for smarter ways to manage workforce transitions while keeping costs predictable and stable.
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The good news? Many companies can enhance their existing retirement programs with simple updates—often at little to no additional cost—leading to better outcomes for both owners and the business.
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Schedule your free 30-minute consultation and receive:
A clear snapshot of your current retirement plan’s performance
Actionable strategies to lower risk and reduce annual costs
Insights on how to improve retirement outcomes for your team
Creative ideas to boost employee engagement and participation
A step-by-step roadmap to modernize and future-proof your plan